An HOA (home owners associations) can say what color you can paint your house, What you can plant in your yard, What you can have in your driveway, and some even say what color your blinds can be.
Microsoft controls your computer, they say what info is sent back to Microsoft, and they say when you must upgrade. They can shut down your computer when they want whether you like it or not.
it’s incredible how it went down. apple also did steps into this direction, but way slower and smaller steps at least (am still mainly a macos user). i still use windows 10 ltsc enterprise when i need it, and i am extremely happy with it. if microsoft would take this version, and try to build from there and, finally, actually improve the core operating system instead of adding some bells and whistles where no one wants it, i would probably even use it more (although probably never as a main driver). but seeing the direction windows is headed towards, i will probably use win 10 ltsc until it’s support ends (which is in about 5 years), and then say goodbye for ever, hopefully.