Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.

  • OtherbarryEnglish
    13·
    9 months ago

    Over 800. In my case there’s plenty of credit history since I’ve been using credit cards for just about all purchases that can be paid that way. All the credit cards get paid off in full every month.

    Here in the U.S. credit scores are an unfortunate reality so it’s good to maintain some sort of credit history whether it’s credit cards, loans/mortgages, etc.