Move to a country with socialised healthcare and reasonable unemployment systems.
Develop a mental illness, you’re 36 so you probably have a couple already.
Apply for disability and reduce your workload to 20 hours a week.
Have your parents die so you can have a chance at owning a house so you have somewhere to die other than hospice.
Kids are a double edged sword, kill you now, look after you later. Might be better financially to not bother, as you’ll have to go back to full time work just for a chance to ensure they don’t grow up neglected, and if they do there goes your retirement.
My tips for surviving beyond middle age.
Move to a country with socialised healthcare and reasonable unemployment systems.
Develop a mental illness, you’re 36 so you probably have a couple already.
Apply for disability and reduce your workload to 20 hours a week.
Have your parents die so you can have a chance at owning a house so you have somewhere to die other than hospice.
Kids are a double edged sword, kill you now, look after you later. Might be better financially to not bother, as you’ll have to go back to full time work just for a chance to ensure they don’t grow up neglected, and if they do there goes your retirement.