GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”
GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”
Why would someone own 8 vehicles?
I can’t think of a vehicle that is more likely to be a risk to others than the Cybertruck. I’m sure insurance adjusters see how people use Tesla FSD in spite of its shortcomings. The truck is heavy as hell and breaks in all sorts of ways others vehicles don’t.
How is cybertruck more risky to others that your average truck?
Heavier (6,898 pounds compared to 5,540 for the F-150), lithium fire risk, inattentive drivers using the FSD
This is all on top of how dangerous American trucks have become to others
He might be too poor to be able to afford more than that.
Maybe it’s 1 cybetruck and 7 Dodge Caravans saved from the crusher
Also, there have been no independent crash tests done so no insurance company can accurately assess the risk, so this is wholly unsurprising.
Tesla have allegedly done their own crash tests, but they still have not released the data. It’s kinda what you’d expect when a government-regulation-hating techbro designs a “I got mine fuck you” vehicle.
If Geico, and presumably soon others, are angering the chuds by refusing to insure this, independent crash tests definitely occurred and they were not favorable.
You don’t have to be an obnoxious YouTuber to crash a car.
When I said no independent crash tests had been performed, I was specifically referring to the IIHS since they’re the only ones who opinion really matters and they’ve stated they have not tested any Cybertruck. But yes, regardless of whether Tesla’s internal crash tests were performed by their staff or some other testing lab, the fact that they’re sitting on the results clearly indicates that they know just how poorly the crumplezone-less sharp-edged quality-uncontrolled ketaminemobiles fare.
Ahhh, that’s a reason that makes sense. Much better than the article itself. Thanks.
To be clear, I don’t know if that’s why GEICO is cancelling policies on Cybertrucks, but I’d bet heavily it’s a contributing factor. It could be that they decided the risk was worth it, until the trucks actually started coming out and the sheer number of recalls due to shitty manufacturing was just too much.
Why does anyone have anything? If they can afford to collect the things they are interested in, they will have many of those kinds of things.
What if they’re interested in naked pictures of children?
I use an extreme example to point out that “the market will provide” is a terrible argument for the existence of anything.
The gulf of difference kind of undercuts your point in this case. One is undoubtedly immoral and illegal. And it doesn’t change that part of the answer why somebody would have either is because they want that, which says nothing about it being a good thing.
Mining several normal human lifetimes of metals and resources (and the CO2 released into the atmosphere in order to gather those materials) just for something to sit around unproductively is obviously immoral so I don’t understand the relevancy here.
Oh I wasn’t even disagreeing with you. I was just saying that your example may undercut your point. I use extreme examples too, but it only works well when the analogy is solid throughout. In this case I don’t think they are as comparable as you do. That’s all.
Car collectors exist, and I have the impression quite a few of them are among the Cybertruck’s early adopters.
Honestly, a car collector is probably the best kind of person to have one I’d bet, given that they now exist out there. They don’t seem terribly safe for pedestrians and others to have around, so it they’re going to be out there in individuals hands, them being kept parked in some guys garage as some weird curiosity vehicle of the 2020s is probably better than being driven around on the daily as a pointy oversized commute vehicle
Because he’s a car enthusiast with a problem.
(Source: I own six.)
Kinda funny how it sneaks up on you when you get the space. I have 7 vehicles split between my wife and I. Most of them were bought at bottom of the market. People act like I must be wealthy as they drive a new suv worth $20 more than my fleet. I could replace the whole spread for like $30k. I’ll add the qualifier that 2 are motorcycles and I’m totally, definitely, working on selling my prior daily. But $3k isn’t exactly life-changing. I imagine this is a fuckcars zone but it’s a hobby for people. Every hobby is destructive. It’s not like car enthusiasts are driving multiple cars at a time, so the fuel consumption over time is normal. And the thirstier cars tend to be broken more often!
More than you know: even I use a bicycle as my daily-“driver,” LOL!
Of the six cars I have, only one isn’t an old, unreliable project car and/or two-seater. Even then, I only have that because my parents essentially forced it upon me. (They have some kind of silly hang-up about having a cargo bike be my sole means of transporting the kids, other than public transit.)
Perhaps ironically, good urbanism is what gives me the freedom to treat cars as a hobby instead of a necessity, and I firmly believe that’s the way it ought to be. It’s a lot like how people can be into horses while also still understanding that it’s a dumb idea to commute to work on horseback.
A Hummer for sure.
Also most pickup trucks when you consider frontal visibility. I mean there are just an endless number of ways to measure and weigh safety.
The H1 was basically a civilian tank. The H3 on the other hand was a reskinned Chevy TrailBlazer and fell apart just as easily as one.
I think they’re talking about the new Hummer EV.
I completely forgot about that car…