Do you like the idea of all our payments for everything going through a private duopoly who takes a cut of every transaction?

I don’t, so sign me up for the fight for better digital options. In fact I frequently advocate for a BoC-managed alternative to Interac. Even the US with its ridiculously contrived banking system is already working on it (FedNow).

But I don’t see the need to wait for that, we can go cashless AND work on better digital options simultaneously.