rootww@sh.itjust.works to linuxmemes@lemmy.worldEnglish · 12 days agoNew Debit Cardsh.itjust.worksimagemessage-square57fedilinkarrow-up1685arrow-down119
arrow-up1666arrow-down1imageNew Debit Cardsh.itjust.worksrootww@sh.itjust.works to linuxmemes@lemmy.worldEnglish · 12 days agomessage-square57fedilink
minus-squarenoredcandy@lemmy.worldlinkfedilinkarrow-up3·12 days agoThe US uses chip and signature, no joke, because the banks didn’t think people could remember another PIN.
minus-squareHawke@lemmy.worldlinkfedilinkarrow-up2·12 days agoEven though the you already have to use the PIN at an ATM. No idea why there’s such a big functional difference between “credit” and “debit” cards.
minus-squarePhobosAnomaly@feddit.uklinkfedilinkarrow-up2·12 days agoI don’t think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them. I’m happy to be corrected though.
minus-squareHawke@lemmy.worldlinkfedilinkarrow-up1·12 days agoThe only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.
The US uses chip and signature, no joke, because the banks didn’t think people could remember another PIN.
Even though the you already have to use the PIN at an ATM.
No idea why there’s such a big functional difference between “credit” and “debit” cards.
I don’t think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them.
I’m happy to be corrected though.
The only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.