I’ve never had a credit card, but I travel often and have always heard rumblings about rewards and cash back or whatever, so I’m wondering if there is a card I would benefit from since I regularly purchase plane tickets.
I’m looking for personal experiences, primarily.
thank you!
In that case the most valuable piece of advice I can give you is that no matter how good contracts you have with your banks currency conversion is never ever for free, so make sure to only use credit cards that you pay in currencies that you have income in or else you’ll always unnecessarily waste money by having to convert from the currencies you have income in to the currencies you need to pay your credit card balance. It’s utterly unlikely that you’ll ever find any credit card that has so good conditions that it’d make up for that loss.
Which brings us back to square one: In order to get any useful advice, you need to tell what currency (or currencies) you have income in, that you’ll use to pay your credit card balance.
“most valuable piece of advice I can give you…”
more valuable than your previous gems revealing your near-total ignorance about banking, travel, and credit cards?
lay it on me.
“It’s utterly unlikely that you’ll ever find any credit card that has so good conditions that it’d make up for that loss.”
this is objectively untrue with even basic introductory benefits for most credit cards negating the credit card annual fees, most cards specifically offer no-fee foreign transactions…jeez dude, just say you don’t know or ask a few questions; you don’t have to keep pretending you know anything with vague assumptions and half-baked notions.
All you’re doing here is further exposing your ignorance.
" you need to tell what currency you have income in"
nope, makes absolutely no difference within the context of personal experience with credit card benefits, which is the topic here.