KEY POINTS

• Thousands of Americans will receive little or nothing from savings accounts that were locked during the collapse of fintech middleman Synapse.
• Customers believed the accounts were backed by the full faith and credit of the U.S. government.
• CNBC spoke to a dozen customers caught in the predicament, people who have lost sums ranging from $7,000 to well over $200,000.
• While there’s not yet a full tally of those left shortchanged, at fintech Yotta alone, 13,725 customers say they are being offered a combined $11.8 million despite putting in $64.9 million in deposits.