If it ever came to needing a lawyer, I can find one (neighbor is a very good defense lawyer and a really decent guy). I did consider getting some type of coverage initially, but decided not to. My concern with paying for CC insurance is that, like medical insurance, they’ll happily take your money then probably find a reason to deny you when you need it. “Sorry, but you didn’t call for prior authorization before you discharged your firearm. You unfortunately are not covered for this incident. Oh, and as a reminder, your next premium payment is due at the end of the month…”