Climate change has made farming more difficult and expensive, which has lead to more subsidies, which has to be expressed as taxes and government loans, which is distributed over the entirety of right-wingers cutting federal expenses and centrists failing to replace them. The same story holds true for other industries, whether it’s the cost to keep sweatshop workers from dying, the cost to grow cotton, the cost to replace services destroyed by forest fires or hurricanes or floods, etc. Capitalism finds alternative routes, but these always cost more. This directly affects your quality of life, but in a distributed stochastic way that you can’t directly point to.

So maybe you’ve suffered from longer waiting periods in the justice system, maybe you’re annoyed that inflation has wiped out a considerable portion of your purchasing power (whether capital or income), maybe a lack of infrastructure maintenance has caused potholes or train delays, maybe you could have gotten a well-paying job as a high speed rail engineer or some other forward-looking government project that was never funded, maybe you got food poisoning because FDA checks got cut, maybe the covid restrictions could have stayed in effect longer and someone you know wouldn’t have gotten sick or died.

It’s like a cruise ship that is taking on water, with all the ship’s engineers focused on keeping the ship as stable and upright as possible rather than patching the hole or bailing out the water. They work harder and harder until at some point not even the full might of our regulations and charity and hoarded resources are able to keep it steady. And then everything goes wrong at once.