Hi! What alternatives are there to Google Wallet? I am only looking for a secure app that allows me to pay with my phone instead of a card, I do not really care about the rest of functionality

  • Tony N@lemmy.ml
    3·
    2 days ago

    Samsung Pay Apple Pay

    If there are others I don’t know about them. I use Google Wallet.

    • oakward@feddit.orgOP
      3·
      2 days ago

      I don’t have an iPhone. Samsung Wallet only allows to add everything but payment cards

      • Evkob (they/them)@lemmy.ca
        18·
        2 days ago

        They’d need to collaborate with a multitude of financial institutions in whichever jurisdictions they’d want to operate in. That’s just a level of resources most FOSS projects don’t have. Plus, I can’t imagine banks would be big proponents of open-source; where’s the money in that?

      • rumbaEnglish
        7·
        2 days ago

        You can’t just buy into API access for NFC payments. You got to pay somebody big bucks to let you on their network.

        • blindbunny@lemmy.mlEnglish
          22·
          2 days ago

          I understand that. I think its strange that we collectively consented to that.

          • rumbaEnglish
            7·
            2 days ago

            I think it wasn’t really consented to as much as it was built around us.

            Tap to pay was created to make small transactions more palatable to the public. The big players dreamed it up financed it and put it out there. The cost to do so was likely staggering as it required a change to how all card processing machines worked.

            If you wanted to do this as a grassroots movement, you’d need to provide hardware to read the cards/devices. You’re simply no way that any of the current major financial players is going to accept anyone on to their network without paying big bucks.

            Samsung Galaxy watch 3 actually did something that worked somewhat amazingly that FOSS could follow, They post the NFC radio on and off to match the contents of a credit card stripe. You could actually walk up to an old machine hold your watch up for the card was swiped, and hit pay and your watch would trigger the card reader to think it read a card. I blew some poor cashiers mind at the local Ace hardware. Oh no, we don’t take tap to… BEEP, oh. I. I never seen it …

      • GissaMittJobb@lemmy.ml
        2·
        2 days ago

        Not really, it’s not feasible for open source developers to get the kind of access required from payment providers to make it work.