Hello everyone,

I’m living in Germany and looking for a good PayPal alternative. I mainly need it for:

  • Sending money to friends
  • Paying online, especially to small vendors
  • Ordering food and everyday purchases

I’ve heard about Bunq, Klarna, Revolut, and N26, but I’m not sure which one would be best for my needs. Has anyone had experience with these services in Germany? Which would you recommend and why?

Thanks in advance!

  • souldog666@lemm.ee
    3·
    1 day ago

    Debit cards and Revolut use the Visa/MC networks, which are US-based. Revolut even uses Visa for peer-to-peer transactions.

    • bokster@lemmy.sdf.org
      5·
      1 day ago

      Well, as mentioned. Use your normal bank account.

      To the best of my knowledgeable, there no ‘pan-European payment system which would replace credit/debit cards’.

      For online payments, you can use SEPA Instant Payments or somple bank account transfers. There’s also Gyropay, but only for Germany.

      If you want to pay for your out-of-pocket vegetables and other small expenses IRL, cash is your only other option.