About 700,000 adults between ages 26 and 49 will be eligible as of Jan. 1
California will welcome the new year by becoming the first state to offer health insurance for all undocumented immigrants.
Starting Jan. 1, all undocumented immigrants, regardless of age, will qualify for Medi-Cal, California’s version of the federal Medicaid program for people with low incomes.
Previously, undocumented immigrants were not qualified to receive comprehensive health insurance but were allowed to receive emergency and pregnancy-related services under Medi-Cal as long as they met eligibility requirements, including income limits and California residency in 2014.
Emergency rooms are required to try and stabilize patients before they discharge them. These patients are billed after they leave the hospital, insured or not.
If I try to schedule a checkup or procedure, I need to give my insurance card first. Uninsured can pay for a flat fee upfront. If they can’t pay, they get no service.
With insurance, things get complicated. The facility will try to give you an estimated cost of the service. But it’s always a back and forth with 2 or 3 parties; the insurance, facility, and doctor network. If there is a disagreement between parties, you the patient get a bigger bill. Even when you payed for the procedure beforehand.
It’s even more fun when, for example, a scan is covered but the person reading the results is not. Or a surgeon and surgery is covered, but the anesthesiologist is not. Or your usual ob/gyn isn’t working when you go into labor at 2am on a Sunday.
Yea, I fucking hate bill balancing. We received a $10,000 bill for a neonatal consult a day after my son was born. He had a little fluid in his lungs, was gone in an hour or two.
The doctor was part of the hospital system but I guess that 2 miles he drove to the women’s center justifies a $10k bill. Our healthcare is broken.