I was the same way for a while, but the last few years have just gotten worse and worse for streaming. I have a handful of streaming services I don’t have to pay to access (some through phone provider, prime video, parents accounts, etc), but anything not on there I’m just going to pirate. I use sonarr/radarr with Plex so it’s super easy to get and maintain media and it’s easy to access on all my devices, and my 4 tb hdd was $100, which I more than made up for after 4 months or so by not paying for hbo max and Netflix. No way in hell I’m going to pay for every streaming service for every show that looks good, or buy them individually.