You only need a balance on the day the company reports to the credit bureaus. They have to and will tell you the day they do this. You can buy something the day before and pay it off the dat after and never have a balance on your statement and still appear to be using credit.
You only need a balance on the day the company reports to the credit bureaus. They have to and will tell you the day they do this. You can buy something the day before and pay it off the dat after and never have a balance on your statement and still appear to be using credit.