I had two reasons, the first is because i found it way too easy to spend on my card without thinking, and the second because I wanted to regain a bit of privacy alongside everything else I’m doing. Ive set it up in my bank that on payday, an amount of my salary automatically goes to the bills account, some goes to long term savings, some to short term savings, then the rest I take out in cash.
It really does change my perception of spending I think: Ive found myself not buying things because I didnt want to break a note and carry change. I can physically see how much I have left. I can take £20 to the pub and leave when its finished. Plus it feels really good knowing every single transaction isnt stored forever. I have a small amount of money on a contactless ring for emergencies like a bus fare or somewhere that unexpectedly only takes card.
Is anyone else still predominantly using cash day to day?
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While it is most definitely true that they do not accept it directly, they very likely do accept it with gift cards, which you can purchase with Monero. That is how I have been buying my groceries for the past year and a half.
When I lived in Europe and North America, this is also how I bought most my groceries.
Except I used bitcoin because the monero gift card vendors are terribly insecure.
Please elaborate on your claim of them being terribly insecure. It’s not something I’ve noticed, but I could be missing something.
They send the card details over email. If you know of one that doesn’t, please let me know
What do other merchants do? Because when I was still using Bitcoin back in like 2015, that’s what Bitcoin gift card merchants did as well. So what’s different these days?
They show it to you on their website.
Ah, fair enough. Do they give you the chance to copy and paste it? Or do you just have to screenshot it and be annoyed every time you need to enter it?
Yes, its not an image. That would be terrible for blind people.
Even if they were, that would likely require you to carry a smartphone everywhere, which is not very privacy-friendly either.