Yes, and there’s also the fact that some VPNs such as Mullvad let you be anonymous so even if Mullvad were keeping logs, if you pay privately they have no way of knowing whose logs they are (unless the content itself of your internet history reveals your identity). Meanwhile your ISP definitely knows who you are, and absolutely will collaborate with the police if asked to.
Yes, and there’s also the fact that some VPNs such as Mullvad let you be anonymous so even if Mullvad were keeping logs, if you pay privately they have no way of knowing whose logs they are (unless the content itself of your internet history reveals your identity). Meanwhile your ISP definitely knows who you are, and absolutely will collaborate with the police if asked to.
You can pay anonymously, but if you regularly connect from your home IP address, it hardly matters.